Murabaha (Islamic Financing)

Murabaha is a Sharia-compliant financing method widely used in Islamic banking. Instead of charging interest, the bank or financing institution purchases the asset — such as a vehicle, property, or equipment — on behalf of the client, and then sells it to the client at a pre-agreed profit margin.

This structure ensures transparency: the cost price, profit margin, and payment schedule are disclosed upfront. Payments are made in fixed installments over an agreed period, making it easy for clients to plan their finances.

Benefits of Murabaha Financing:

• Fully compliant with Islamic Sharia principles.
• No hidden fees or interest (Riba-free).
• Fixed and predictable repayment schedule.
• Clear disclosure of costs and profit margins.
• Suitable for vehicles, property, and other asset purchases.
• With Murabaha, you enjoy a fair, ethical, and transparent path to ownership, aligning your financial decisions with your faith.